Rental Car Liability Insurance Reddit

They may also not cover all car types so if the rental company tries to give you a lower end audi bmw mercedes etc. If you don t have a card which offers rental insurance then i would definitely get the insurance offered by the car rental company.

Previously you must understand the background of insurance and get some Rental car liability insurance reddit references in other articles on this website.

Their cars as well as medical costs for other people s injuries in an accident you re legally responsible for.

Rental car liability insurance reddit. Rental car companies often have a ldw or liability damage waiver if you re at fault for an accident the damage to the non at fault parties vehicle would be fixed upon an agreed upfront fee for this waiver and something called a cdw or collision damage waiver they would fix your rental vehicle regardless of fault for. Be warned it s probably not covered as a luxury vehicle. Iii in the u s every state requires a minimum amount of liability insurance on car insurance policies so you may already have liability coverage.

Even thou i have to buy a 6 month policy for a 2 week car rental it s still half the price of 2 weeks of rental company insurance. If you own or regularly operate a vehicle you probably have personal car insurance. I googled searched the problem endlessly with no luck and reddit solved my problem in a flash.

Liability coverage through the rental car company normally comes with the rental however. It is almost always state minimum liability coverage unless you purchased. Note that rental car insurance is not the same as rental car reimbursement coverage an auto policy option that covers the cost of a car rental if your vehicle is being repaired as part of a claim.

For future longer rentals the savings will be much greater. Dont get the rip off insurance offered by the rental agency. I would look for 3rd party insurance with full coverage if you currently dont have a car policy.

You should get insurance from the company you rented from. Another tip video the full exterior and interior at the beginning and end of the rental to cover yourself. As discussed above most personal car insurance policies will provide coverage that parallels what the rental car company s liability coverage offers and many will provide similar protection such as comprehensive and collision coverage.

Liability insurance typically covers damages to other people s property e g. This means it usually doesn t cover some things that regular car insurance does cover like drunk driving driving in states not authorized on the rental agreement etc.

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